Take Control of Your Finances Today
Achieve Financial Independence and Retire Early by reaching your crossover point—one month at a time. Let us help you stay on track and design the financial future you deserve.
Step 1: Detailed Expenses
Getting into the details of your spending is transformational. It’s where you uncover the small changes that lead to massive financial impact.
For example, one individual who quit alcohol discovered that the savings alone could fund their early retirement. Imagine what decisions like this might be holding you back from financial freedom. What would happen if you redesigned your lifestyle?
Step 2: 10x your Passive Income
Understanding passive income isn’t just about what you earn—it’s about what you keep. For instance, rental income must be calculated after factoring in maintenance, utilities, rates, taxes, and other costs. What are you left with? In some cases, it might even be negative.
So, what’s your plan? One member retired just 12 months after selling an underperforming investment property and reallocating their efforts.
Stop Adapting. Start Designing.
Don’t blindly follow generic financial advice. What works for others may not work for you.
• What is your passive income?
• What do you want to do with your time?
• What does your money want to do with its time?
This chart shows a member with a long journey ahead, spending more than they earn and not yet in control of their finances. It’s a common starting point—most of us begin this way.
This chart reflects an individual taking control of their finances, with financial independence projected in the upcoming months
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This chart shows an individual who has achieved financial independence, no longer relying on a salary or needing a job.
