Start today

Achieve Financial Independence 

Unlock your path to financial independence with our Early Retirement Monthly Tracker

Step One: Build Your Financial Foundation

Your First Step Toward Financial Independence Starts Here

There’s no shortcut around this one. At least once a month, you need to record your income, expenses, and passive income. This is the foundation of your journey and must be done consistently until you reach your financial crossover point.

Yes, it’s tedious—but it’s absolutely essential. Set aside a little time each month to stay on top of your numbers. Think of it as a small investment that brings you closer to the financial freedom you’re aiming for.

By completing this step monthly, you’ll build the habits and data needed to confidently track your progress toward financial independence.

Why Monthly Tracking Matters

Keeps you aware of spending patterns.

Highlights areas for improvement or additional savings.

Ensures you stay focused on achieving your crossover point.

Step Two: Keep Your Progress in Sight

Visualize Your Journey Toward Financial Independence

Your progress needs to stay front and center. One proven strategy is to print out your chart and place it on your door—so you see it every time you leave the house. Why? Because leaving the house often means spending money. And let’s be honest, these days, we’re just as likely to spend money sitting at our computers.

The chart, which will be sent to you after your initial setup, acts as a constant visual reminder of your journey toward financial independence. It keeps your goals clear, your spending habits in check, and your motivation strong.

Once we’ve received three months of your data, we’ll automatically start emailing your chart to you every month. With this, you’ll always have an updated snapshot of your progress—no extra effort needed.

Step 3: Success

We all start here

This chart shows a member with a long journey ahead, spending more than they earn and not yet in control of their finances. It’s a common starting point—most of us begin this way.

Screenshot 2025-01-12 at 09.40.33
FIRE on the horizon

This chart reflects an individual taking control of their finances, with financial independence projected in the upcoming months.

 

Screenshot 2025-01-12 at 09.37.47
Financial Independence

This chart shows an individual who has achieved financial independence, no longer relying on a salary or needing a job.

 

Screenshot 2025-01-12 at 09.37.41
3 Steps to Financial Independence

Use the FIRE crossover monthly process 

We’ll guide you through completing your monthly budget report, helping you stay on track to reach your financial goals—whether that’s achieving financial independence, reducing spending, building passive income, or breaking free from reliance on a job.

Start your journey now and take control of your financial future.